Difference between revisions of "EMV Chip&Pin"

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{{CreditLine Header|Chip & Pin}}
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→this article is from [http://docs.911software.com CreditLine Online Documentation]
  
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==EMV Deadline==
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[[image:cloud9tree.png|link=http://cloud9paymentgateway.com]] is our next generation product and is fully EMV compliant.  
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'''EMV Deadling is October 2015.'''<br>
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911 Software intends to deliver EMV compatible interfaces by the deadline.  We are engaging all major processors at the moment to obtain the specifications and schedule integration and testing logistics.
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==What is EMV Chip&Pin Contact and Contactless Transactions?==
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911 Software has successfully completed the EMV certification for all card brands and across the full EMV specification, including chip&pin, debit, online and offline functionality, NFC etc. The certification was done for any Ingenico Telium 2 series device, such as IPP320 , iWL250, iSC250, etc.
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EMV (Europay,MasterCard, and VISA) Specifications require the ability to process cards enabled with an EMV chip, using special readers capable of reading the card ship and accepting pin entry (similar to debit cards).
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<br>
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This requires special EMV compliant readers, EMV compliant cards, EMV compliant processors and EMV compliant payment processing software.
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The new EMV interface will be offered through our next generation product, Cloud9 Payment Gateway,<br> which takes the existing functionality of Creditline to the cloud without changing the fee structure.  Optional leasing model is now also available.
  
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==Chip & Pin or Chip & Signature?==
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<br>&rarr;'''CreditLine customers can use Cloud9 services without any changes to the software or fee structure by utilizing our pass-through technology.'''
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US is adopting Chip & Signature model which will have no impact on the normal operating procedure.
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Basically, the card has the chip and the customer supplies the signature, they way it always worked.
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==Processor EMV Compliance==
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<br>For more info, please contact your Point Of Sale provider or visit http://cloud9paymentgateway.com
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For the processors that are ready, we will be offering EMV solutions before the October deadline.
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The limiting factor is the processor readiness, we are going as fast as they allow us.
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At the moment, it is not clear how all the parties involved will be able to deliver the EMV solutions by the deadline. 
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We are working with all major processors to follow their roadmaps to EMV compliance.  Given that the liability shifts not only to the merchant but also to the acquirers, we are on the lookout for temporary waivers, as we have seen with MC Mandate lately.
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==Compatible devices==
 
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The chosen pin pad is IPP 320 and IPP350 from Ingenico. 
 
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We are also looking at iWL220 and 250 series
 
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The integration and certification is rather difficult and so we will be providing the transparent drivers to our customers. 
 
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All additional pin pad models would need to go through approval and integration by both ourselves and the processors.
 
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==API and Operational Difference==
 
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There is no difference in the API or Operational Procedure.  Chip & Signature was designed to have a minimal impact
 
  
 
[[Category:CreditLine Compliance|E]]
 
[[Category:CreditLine Compliance|E]]

Latest revision as of 17:40, 26 August 2016

→this article is from CreditLine Online Documentation

Cloud9tree.png is our next generation product and is fully EMV compliant.

911 Software has successfully completed the EMV certification for all card brands and across the full EMV specification, including chip&pin, debit, online and offline functionality, NFC etc. The certification was done for any Ingenico Telium 2 series device, such as IPP320 , iWL250, iSC250, etc.
The new EMV interface will be offered through our next generation product, Cloud9 Payment Gateway,
which takes the existing functionality of Creditline to the cloud without changing the fee structure. Optional leasing model is now also available.


→CreditLine customers can use Cloud9 services without any changes to the software or fee structure by utilizing our pass-through technology.


For more info, please contact your Point Of Sale provider or visit http://cloud9paymentgateway.com

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