Difference between revisions of "Template:Authorization"
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* Processor transmits back Authorization Code. | * Processor transmits back Authorization Code. | ||
| − | == Forced Authorization == | + | == Forced Authorization (Force/Voice Authorization) == |
| − | Forced Authorization is used when a connection to processor is not possible or desirable. | + | Forced Authorization is used when a connection to processor is not possible or desirable. |
| + | '''To force a transaction, a user must call the processor to obtain an authorization code.''' | ||
| + | |||
| + | '''Credit Card Processing Software''' does NOT contact Processor to get Authorization Code for Forced Authorizations. Instead, the Forced transaction is saved and is included in the next Batch. If Force is not included in Batch or Processor does not approve the transaction at Batch time, merchant does not receive funds. | ||
==Call-In Authorization== | ==Call-In Authorization== | ||
This is a type of [[#Forced Authorization|Forced Authorization]] that is used when a connection to a processor is not possible or desirable. You have to call the processor to obtain an authorization code which will be supplied to a '''Force''' transaction. If Force is not included in Batch or Processor does not approve the transaction at Batch time, merchant does not receive any funds. | This is a type of [[#Forced Authorization|Forced Authorization]] that is used when a connection to a processor is not possible or desirable. You have to call the processor to obtain an authorization code which will be supplied to a '''Force''' transaction. If Force is not included in Batch or Processor does not approve the transaction at Batch time, merchant does not receive any funds. | ||
Revision as of 17:56, 3 May 2011
Contents
Authorization, Sale
Also known as Sale, Authorization is a temporary reduction in the credit limit of the card. If Authorization is not included in Batch, the credit limit is restored and merchant does not receive any funds.
- Credit Card Processing Software contacts Processor associated with the card to be authorized.
- Credit Card Processing Software transmits Account Number, Expiration Date and Amount to Processor
- Processor debits the credit limit of the card by Amount and transmits back Authorization Code.
Pre-Authorization
Pre-Authorization is used to make sure that the card is valid and has sufficient credit limit. There is NO temporary reduction in the credit limit of the card. Merchant does not receive any funds.
- Credit Card Processing Software contacts Processor associated with the card to be authorized.
- Credit Card Processing Software transmits Account Number, Expiration Date and Amount to Processor
- Processor transmits back Authorization Code.
Forced Authorization (Force/Voice Authorization)
Forced Authorization is used when a connection to processor is not possible or desirable. To force a transaction, a user must call the processor to obtain an authorization code.
Credit Card Processing Software does NOT contact Processor to get Authorization Code for Forced Authorizations. Instead, the Forced transaction is saved and is included in the next Batch. If Force is not included in Batch or Processor does not approve the transaction at Batch time, merchant does not receive funds.
Call-In Authorization
This is a type of Forced Authorization that is used when a connection to a processor is not possible or desirable. You have to call the processor to obtain an authorization code which will be supplied to a Force transaction. If Force is not included in Batch or Processor does not approve the transaction at Batch time, merchant does not receive any funds.
